Guaranteed 10% Insurance Discount
New York DMV Approved Online Course
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NY Defensive Driving
In 2009, the New York Department of Motor Vehicles (DMV) started the Internet Point and Insurance Reduction Program (IPIRP) which allows drivers to take a DMV approved online defensive driving course for insurance discount and point reduction benefits.
Car Insurance Discount
Taking the New York Defensive Driving Course Online is the easiest and most convenient way to obtain a car insurance discount. After you have successfully completed the online course, you are guaranteed to receive a premium reduction. Some of the benefits of taking the online course are:
- A Guaranteed 10% Insurance Discount
- The Discount Lasts For 3 Years
- Can split the class into multiple sessions
- No Boring Classes
- Interactive and filled with video
The online course provides all the benefits of the traditional classroom course. In addition to the insurance and discount benefits, you will have the flexibility to split the class into multiple sessions. You can complete the course in one day or split it up into several days or even weeks. Our program will always remember where you left off.
How to Receive Your Discount
Getting your discount is rather straightforward. After you have completed the course, we will mail you your completion certificate. Once you have received your certificate, provide it to your insurance company. Your insurance company will apply the 10% discount to the liability and collision coverages of your policy. This discount will last for 3 years. Most insurance companies will accept a fax or e-mail copy or your certificate.
4 Point Reduction
Most people take the New York defensive driving course to receive the insurance discount, but that does not mean that there are not other advantages. If a driver has points on their license, completion of our course will reduce 4 of them. We electronically notify the New York DMV after you have completed the 6-hour course. The DMV will automatically apply the point reduction to the violations currently on your license. This reduction does not apply to violations that you might receive in the future.
In order to receive the benefits of a New York defensive driving course, you must take a DMV approved course. Our course is 100% approved by the New York DMV and supplied to us by American Safety, Inc.
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